Protecting your business isn’t complicated with Southpoint Insurance by your side.
Our award-winning professionals help all types of companies find affordable, comprehensive commercial business insurance across the Midwest and beyond.
Finding the right commercial business insurance can be a challenge—especially when your insurance agent doesn’t understand your company’s needs. At Southpoint, we have over five decades of experience working with all types of businesses, from local IT providers in Illinois to dentists across the country.
When you work with Southpoint, you get the expertise and recommendations of an experienced team with the convenience of a single point of contact. You share information about your business and needs with your account representative, and we work closely with reputable insurance companies to find the best business insurance coverage at the most affordable price.
From standard property and liability policies to specialized coverages, Southpoint offers every commercial business insurance product you need. We use our long-term relationships with trusted insurance carriers to negotiate deals you can’t find at other agencies.
- Customer injuries and property damage
- Damaged or lost property
- Vehicle damage and accident costs
- Additional coverage limits
Whether you own or lease your office space, you need several insurance coverages to protect your risks. Southpoint can help you avoid financial loss caused by damaged or missing property, customer lawsuits, lost income, and more hazards within your office.
- Valuable business property or information
- Premises with high foot traffic
- Third-party or employee theft
- Lost or reduced business income
Many standard commercial business insurance policies exclude coverage for third-party or internal theft. Our commercial crime insurance makes you whole after a theft event and prevents dishonest employees from harming your business.
- Burglaries or robberies
- Money or securities theft
- Employee dishonesty
- Forgery or fraud
Your contracting business faces more risks than the average company, from employee accidents to subcontractor mistakes. With a few contractors’ insurance policies from Southpoint, you can focus on your work instead of worrying about loss scenarios.
- Lost or damaged construction equipment
- Construction site theft
- Employee injuries
- Missed deadlines or unmet client expectations
If an employee gets injured on the job, workers’ compensation coverage pays for their medical and rehabilitation costs. Because workplace safety directly impacts insurance costs, Southpoint offers loss control and claims management services.
- Surgery and medical expenses
- Rehabilitation costs
- Lost wages
- Funeral costs
For businesses that sell their services to clients, professional liability insurance pays for lawsuit costs if a client is dissatisfied with what they receive. Southpoint specializes in niche coverages like malpractice insurance to protect your high-risk business.
- Missed deadlines or unfinished work
- Copyright infringement
- Malpractice allegations
- Negligence or mistakes
Are you unsure which commercial business insurance policies your business needs? Schedule a consultation to receive recommendations from an experienced Southpoint professional.
Choosing the right commercial business insurance is difficult, but finding the best insurance agency can be even more challenging. Nearly every company promises the same thing: the best coverage for the best price. However, few deliver the way Southpoint does.
As an independently owned and operated agency, we don’t have to answer to shareholders who are more interested in profits than service. Instead, we devote all our time and energy to clients and do whatever we can to help them become more successful. If our many awards are any indication, our approach is working.
Contact us today to learn more about our approach to client relationships or request a commercial business insurance quote.
Our home base may be in Orland Park, Illinois, but we never let that limit our ability to help businesses succeed. If you need commercial business insurance for your small or large business, our team will find a way to help, no matter where you are.